PNC Mobile

Content rating
Everyone
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Fast performance remains the main highlight of PNC Mobile. PNC Bank, N.A. delivers the ultimate system for APPzone fans. Find extra details via Finance.

Beginner Guide To Run PNC Mobile

Manage Accounts:
- View account balances and transactions
- View statements and documents
- Deposit checks¹

Pay & Transfer:
- Send and receive money with people and businesses you know and trust with Zelle®²
- Transfer money between your PNC and external accounts.³
- Schedule and manage bill payments.
- Make payments to your PNC accounts.

Send Money with Zelle® - With just an email address or U.S. mobile number, you can quickly and easily send, request and receive money with people and businesses you know and trust—free in the PNC Mobile app.²

Rewards - View and manage your relationship and card rewards.

Profile & Settings:
- Manage your personal information and account preferences.
- Customize your PNC app experience.
- Manage your sign in preferences and alerts.

Virtual Wallet® Spending & Budgets:
- View your spending and set budgets.
- See where you're spending your money with categories like restaurants, gas and more.
- Create budgets to help stay on track.

Important Legal Disclosures & Information
1) PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. Use of the Mobile Deposit feature requires an eligible PNC Bank account and a supported camera-equipped device. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Digital Services Agreement.

2) Zelle® should only be used to send or receive money with people you know and trust. Before using Zelle® to send money, you should confirm the recipient's email address or U.S. mobile phone number. Neither PNC nor Zelle® offers purchase protection for payments made with Zelle® – for example, if you do not receive the item you paid for, or the item is not as described or as you expected. To send or receive money with Zelle®, both parties must have an eligible checking or savings account at a participating financial institution in the U.S. Transactions typically occur in minutes between enrolled users. If the recipient has not enrolled, the payment will expire after 14 calendar days. See the PNC Zelle Terms of Use for additional terms and conditions. Use of Zelle® is subject to and conditional upon adherence to the terms and conditions of the PNC Zelle® Terms of Use.

PNC doesn’t currently charge a fee to send or receive money with Zelle®. However, your enrolled PNC account may incur overdraft fees, monthly service charges, and other fees as described in your account fee schedule.

3) There are limits to the number of transactions you can make from a savings or money market account per month.

Personas and bank account information presented in images are for illustrative purposes only.
Virtual Wallet is a registered mark of The PNC Financial Services Group, Inc.
Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
©2026 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association. Member FDIC
Get 24/7 access to PNC Bank accounts and find the nearest branch or ATM.
Updated on
Aug 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, App activity, and Device or other IDs
  • This app may collect these data types
    Location, Financial info and 4 others
  • Data is encrypted in transit
  • Data can’t be deleted

Ratings and reviews

307K reviews
Todd Turner
August 26, 2026
Setting up auto pay for a credit card is awful. You're not allowed to select a date when doing so, which then forces you to wait until a specific day to set up reoccurring payments. This makes it all too easy to forget and miss it. The website works completely differently and gives you the ability to select a specific date, but then restricts your payment options. It's all poorly designed and will lead to missed and late payments.
1 person found this review helpful
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Jake Mackey
August 26, 2026
Utterly worthless app. I'm going to switch banks just to get away from this app. It constantly forgets your stored password and your biometric login data, so you're always having to start from scratch with it. Moreover, the Zelle screen has been frozen and unusable for weeks, and since you can't send Zelle from PNC's equally worthless website, if you need to Zelle someone, you're SOL. Amazingly, PNC has managed to retain their app's uselessness through multiple major updates.
1 person found this review helpful
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John Youssef
August 13, 2026
this is the absolute worst app I've ever used on any phone. every time I open it, I know theres a %50 chance that it'll work if I'm lucky which is awful because I travel A LOT for work. I thought this was just an issue with my phone but it's the same nonsense across 2 different iPhones and my current android. on the rare occasion this app is working, there's a good chance it's updating- especially on the weekends when you cannot contact customer service.
4 people found this review helpful
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What’s new

Thank you for using the PNC Mobile app. It’s been upgraded with intuitive and powerful tools and organized so important features you rely on are easy to find and use.

The new app experience is being released in phases. Some users will see it sooner than others, and all users will be updated over time.